Financial Planning Archives | Pathfinder Wealth Consulting (formerly Keystone Financial Partners)

18 Aug

Introduction to Incentive Stock Options

June 14, 2022
By Christopher Walsh, CFP®

What Are ISOs? Incentive stock options, or ISOs, are a type of employee stock option used in equity-based compensation strategies. They are also know...

07 Jul

Financial Planning

Women: What You Should Know When Starting a Business

June 10, 2022
By Karen Brock, CFP®

Many businesses start small, begun by people seeking the exciting and potentially rewarding experience of "being their own boss" while doing somethi...

30 Jun

Financial Planning

Financial Planning for Empty Nesters

May 23, 2022
By Christopher Walsh, CFP®

Congratulations are in order! You planned, saved money for education expenses, and now your child is off to college. But as you settle into your “empt...

24 Jun

Financial Planning

Key Facts on Social Security and Medicare

June 10, 2022
By Jim Trull, AIF®, CFP®

Timeline For Retirement Benefits Eligibility Age 62 Eligible for social security retirement benefits If you elect to claim social security be...

05 May

Financial Planning

Introduction to Capital Gains Tax

May 3, 2022
By Karen Brock, CFP®

For many investors, capital gains tax is among the more confusing financial topics. Yet a basic understanding of capital gains is key to building a fi...

15 Apr

Financial Planning

Financial Guidance for Recent Widows

April 6, 2022
By Jim Trull, AIF®, CFP®

In a 2019 UBS Investor Watch Survey, nearly 68 percent of married women from around the world reported they believe they’ll outlive their spouse. And ...

18 Feb

Financial Planning

Per Stirpes

February 16, 2022
By Karen Brock, CFP®

What Is Per Stirpes? Per stirpes is a legal term stipulating that should a beneficiary predecease the testator—the person who has made the will—the b...

11 Feb

Financial Planning

Charitable Giving Planning Options

March 22, 2022
By Christopher Walsh, CFP®

Methods Benefits Other Considerations Direct Gift Simple Charity can put gifts to work immediately Another alternative: a gi...

04 Feb

Financial Planning

Help Your Kids Get a Head Start on Saving with a Roth IRA

February 1, 2022
By Christopher Walsh, CFP®

Contributing to a Roth IRA is a highly efficient way to save for retirement. The earlier contributions are made, the more time savings will grow tax-f...

21 Jan

Financial Planning

Understanding Advance Directives

January 17, 2022
By Karen Brock, CFP®

If you became seriously ill and could no longer communicate your wishes, how would you want to be cared for? Which treatments would you want and which...

Financial Planning

Will my assets continue to be held through Commonwealth Financial Network at National Financial Services?

Will my investments change?